LIVE · STATUS
USDC/USD 1.0000 GATEWAY ▲ ONLINE PAYOUTS ▲ INSTANT KYC ✕ NONE KYB ✕ NONE CHARGEBACKS ✕ DISABLED NETWORKS POLYGON · ETH · BSC · TRC20 CARDS ▲ VISA · MC · AMEX USDC/USD 1.0000 GATEWAY ▲ ONLINE PAYOUTS ▲ INSTANT KYC ✕ NONE KYB ✕ NONE CHARGEBACKS ✕ DISABLED NETWORKS POLYGON · ETH · BSC · TRC20 CARDS ▲ VISA · MC · AMEX
Open access · No signup · No KYC · No API keys · Drop in your USDC Polygon wallet and start accepting cards today.
INSTANT APPROVAL NO SIGN-UP ZERO CHARGEBACKS

Instant Approval Card Gateway.
Payouts in USDC.

Accept Visa, Mastercard, Amex, Apple Pay, Google Pay, SEPA and local bank transfers — no matter your vertical. All high-risk businesses accepted, instant approval, zero KYB. The moment a customer completes a card payment, USDC arrives in your Polygon wallet. We never hold your money.

NO WEBSITE? NO PROBLEM.
Instant payment links in seconds.
Skip the install. Generate a payment link, send it via WhatsApp / email / SMS, get paid in USDC the moment the customer taps pay. Perfect for invoicing, one-off sales, freelance work & consulting.
GENERATE A LINK OR INSTALL A PLUGIN

Install a plugin or use the API.

All plugins are free and open source. Download and install on your store — or for one-off payments, use the payment link generator.

Also available: HOSTINPL 5.6 → see all modules
Full install instructions & source: see the Modules & Plugins page. Custom stack? Integrate through our REST API — no API keys, just pass your wallet address. No website at all? Use the payment link generator.

From checkout to wallet, in seconds.

Four steps, start to settlement. No merchant account, no onboarding queue, no approval emails.

01

Install plugin or API

Free plugin for your CMS, or a single REST call with your wallet address.

02

Customer pays

Checkout with card, Apple Pay, Google Pay, SEPA or local bank transfer.

03

Provider clears

Licensed third-party processor handles verification & settlement. Customer may complete instant ID check on first use.

04

USDC lands instantly

Polygon payout straight to the wallet address you provided. Final, irreversible, on-chain.

Routed through licensed processors.

We don't touch your money — licensed providers do. The gateway routes each transaction to the processor most likely to approve and convert.

Stripe MoonPay Wert.io Ramp Network Guardarian Transak Particle Network Mercuryo Banxa Alchemy Pay Utorg Transfi ChangeNOW Sardine Unlimit SimpleSwap Bitnovo Revolut Klarna Swish Chaps
Important: Do not contact or attempt to open accounts with any of the above providers. As a Risksless merchant you don't need any — the routing happens automatically. All you provide is your USDC wallet.

Transparent. Printed at checkout.

Provider fees are displayed to the customer at checkout. You choose whether they carry the fee or you absorb it.

Processing fees

Our platform fee is 5% per transaction. The rest is charged by the routed provider and varies by amount, region, and payment method. Fees are always quoted before the customer confirms payment.

Larger orders usually carry lower percentage fees. You can configure the checkout to pass fees on to the customer or absorb them as the merchant.

Minimum order amount

The minimum per transaction is $1–$30 depending on which provider the traffic routes through. The gateway automatically picks the lowest-minimum provider that matches the customer's geography and card type.

Customer cards must be 3D Secure enabled. This is enforced by the provider, not by us — it's the reason chargebacks are structurally impossible.

What you get, out of the box.

Everything below is available on the free plan. Paid plans reduce per-transaction fees and unlock API access, custom branded checkout, and priority support.

All high-risk verticals

Crypto, forex, gaming, iGaming, nutra, dating, digital goods, coaching, travel — processed the same as any other business.

Instant USDC payouts

Every successful transaction settles directly to your Polygon wallet within seconds. No batching, no holds, no rolling reserves.

Zero chargebacks

Once USDC is in your wallet, it's yours. The blockchain can't claw back settled funds. Merchants carry zero liability for disputes.

Multiple payment methods

Visa, Mastercard, Maestro, American Express, Apple Pay, Google Pay, SEPA, and local bank transfers depending on geography.

Unlimited websites

Use the same wallet across unlimited sites. No per-domain licensing. Ideal if you run multiple brands or a portfolio of landing pages.

No signup, no KYB

No merchant interview. No business documents. No bank references. Paste the wallet, install the plugin, accept the first card today.

Ready to accept cards without the gatekeepers?

Grab the plugin for your platform above, or jump straight into the API docs.

READ API DOCS GENERATE A PAYMENT LINK